In recent years Lafferty conferences have predicted de-globalisation and the splintering of the international payments order — leading us to give this conference the theme Thriving in the New World Disorder. This event will lead the way in knowledge sharing for the retail banking and cards and payments industries in a fracturing world. With a day one theme of New Alliances, New Networks, New Challenges and a day two theme exploring Design and Technology in the Digital World, our programme will include national and international industry leaders. The event will present an opportunity for partners to strategically position their brands both in the UK and globally.